Cignifi raises funding to model credit scores for emerging market consumers

In the developed world, financial institutions use credit history in order to assess a person’s creditworthiness and subsequently issue them financial products at personalized terms. Unfortunately, that’s difficult to do in emerging markets, where mobile phones are more prevalent than traditional credit history.

A Clever Way to Tell Which of Your Emails Are Being Tracked

While you’ve likely never heard of companies like Yesware, Bananatag, and Streak, they almost certainly know a good deal about you. Specifically, they know when you’ve opened an email sent by one of their clients, where you are, what sort of device you’re on, and whether you’ve clicked a link, all without your awareness or consent.

Your Porn Is Watching You

Thirty million Americans ​regularly watch porn online, according to the Wall Street Journal. That’s a lot more than fess up to it, even in anonymous surveys: In 2013, just ​12 percent of people asked copped to watching internet porn at all. But thanks to pervasive online tracking and browser fingerprinting, the brazen liars of America may not have a say in whether their porn habits stay secret. Porn watchers everywhere are being tracked, and if software engineer Brett Thomas is right, it would be easy to out them, along with an extensive list of every clip they’ve viewed.

Do Not Track – Does It Work?

The last time we wrote about the browser technology known as Do Not Track – over four years ago! – the online privacy space was much simpler. The hope was that DNT, once it was ‘baked in’ to every major browser, would enable internet users to turn off invasive tracking quickly and easily.

But that hasn’t happened. Why not?

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